.header{position:fixed;top:0;left:0;right:0;z-index:1000;transition:all .4s}.header--hero{background:#0c1b2199;backdrop-filter:blur(16px);border-bottom:1px solid rgba(255,255,255,.06)}.header--scrolled{background:#fffffff2;backdrop-filter:blur(20px);border-bottom:1px solid var(--border);box-shadow:var(--shadow-sm)}.header--scrolled .nav-link{color:var(--text-body)}.header--scrolled .nav-link:hover{color:var(--text-dark)}.header--scrolled .nav-link.active{color:var(--brand-gold)}.header--scrolled .header-logo-img{filter:none}.header--scrolled .header-fdic-row img{filter:invert(52%) sepia(89%) saturate(380%) hue-rotate(110deg) brightness(72%);opacity:.8}.header--scrolled .nav-btn-login{color:var(--text-body);border-color:var(--border-dark)}.header--scrolled .nav-btn-login:hover{color:var(--brand-primary);border-color:var(--brand-primary)}.header--scrolled .nav-phone{color:var(--brand-gold);font-weight:700;border-color:var(--brand-gold);background:#d4a8430d}.header--scrolled .nav-phone:hover{color:var(--brand-gold-bright);border-color:var(--brand-gold-bright);box-shadow:0 0 16px #d4a8431f}.header--scrolled .mobile-toggle span{background:var(--text-body)}.header-fdic-inner{max-width:1600px;margin:-15px auto -20px;padding:0 clamp(20px,3vw,56px)}.header-fdic-row img{max-width:380px;height:auto;opacity:.8;transition:filter .4s,opacity .4s;filter:brightness(0) invert(1)}.header-inner{max-width:1600px;margin:0 auto;padding:0 clamp(20px,3vw,56px);display:flex;align-items:center;justify-content:space-between;height:68px}.header-left{display:flex;align-items:center}.header-logo-img{height:46px;width:auto;transition:filter .4s;filter:brightness(0) invert(1)}.nav-main{display:flex;align-items:center;gap:1px}.nav-link{padding:8px 13px;font-size:13px;font-weight:600;color:#ffffffe6;transition:color .3s;border-radius:6px;white-space:nowrap}.nav-link:hover{color:#fff}.nav-link.active{color:var(--brand-gold-bright)}.nav-dropdown{position:relative}.nav-dropdown .nav-link:after{content:"";display:inline-block;width:0;height:0;border-left:3px solid transparent;border-right:3px solid transparent;border-top:3px solid currentColor;margin-left:5px;vertical-align:middle;transition:transform .25s}.nav-dropdown:hover .nav-link:after{transform:rotate(180deg)}.dropdown-panel{position:absolute;top:calc(100% + 4px);left:50%;transform:translate(-50%) translateY(8px);min-width:540px;background:#fff;border:1px solid var(--border);border-radius:14px;padding:20px;opacity:0;visibility:hidden;transition:all .3s cubic-bezier(.16,1,.3,1);box-shadow:var(--shadow-lg)}.nav-dropdown:hover .dropdown-panel{opacity:1;visibility:visible;transform:translate(-50%) translateY(0)}.dropdown-label{font-size:12px;font-weight:800;letter-spacing:2px;text-transform:uppercase;color:var(--text-muted);margin-bottom:8px;padding:0 10px}.dropdown-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px}.dropdown-item{padding:7px 10px;border-radius:8px;font-size:13px;font-weight:500;color:var(--text-body);transition:all .2s}.dropdown-item:hover{background:#d4a8430f;color:var(--brand-gold)}.nav-buttons{display:flex;align-items:center;gap:8px}.nav-btn-login{display:inline-flex;align-items:center;padding:8px 18px;background:transparent;color:#ffffffe6;font-size:13px;font-weight:600;border-radius:8px;border:1px solid rgba(255,255,255,.25);transition:all .3s}.nav-btn-login:hover{border-color:#ffffff80;color:#fff}.nav-phone{display:inline-flex;align-items:center;gap:6px;padding:9px 20px;font-size:13px;font-weight:700;color:var(--brand-gold-bright);border-radius:8px;border:1.5px solid var(--brand-gold);background:#d4a84314;backdrop-filter:blur(4px);transition:all .3s;text-decoration:none;letter-spacing:.3px}.nav-phone:hover{border-color:var(--brand-gold-bright);background:#d4a84326;box-shadow:0 0 20px #d4a84326}.nav-cta{display:inline-flex;align-items:center;gap:6px;padding:9px 28px;background:var(--brand-primary);color:#fff;font-size:13px;font-weight:700;border-radius:8px;border:1.5px solid transparent;transition:all .3s;position:relative;overflow:hidden;letter-spacing:.3px}.nav-cta:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,transparent 30%,rgba(255,255,255,.2) 50%,transparent 70%);background-size:200% 100%;animation:shimmer 3s ease-in-out infinite;border-radius:8px}.nav-cta:hover{box-shadow:var(--shadow-glow-green);transform:translateY(-1px)}.mobile-toggle{display:none;flex-direction:column;gap:5px;background:none;padding:8px}.mobile-toggle span{width:22px;height:2px;background:#ffffffe6;border-radius:2px;transition:background .4s}.mobile-close{display:none}.footer{background:#0c1b21;color:#ffffff80;padding:0 0 28px}.footer-social-row{display:flex;justify-content:center;gap:14px;padding:44px 0 40px;border-bottom:1px solid rgba(255,255,255,.08)}.footer-social-row a{width:44px;height:44px;border-radius:50%;border:1px solid rgba(255,255,255,.3);display:flex;align-items:center;justify-content:center;color:#fff;transition:all .25s;text-decoration:none}.footer-social-row a:hover{border-color:var(--brand-primary);color:var(--brand-primary)}.footer-social-row svg{width:18px;height:18px;fill:currentColor}.footer-main{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:48px;padding:40px 0 36px}.footer-brand{display:flex;flex-direction:column;align-items:center;gap:10px;max-width:340px}.footer-logo-img{max-width:240px;height:auto;filter:brightness(0) invert(1)}.footer-fdic-img{max-width:min(340px,100%);height:auto;opacity:1;margin-top:8px}.footer-col h5{font-size:12px;font-weight:800;letter-spacing:1.5px;text-transform:uppercase;color:var(--brand-primary);margin-bottom:14px}.footer-col ul{list-style:none;padding:0;margin:0}.footer-col li{margin-bottom:8px}.footer-col a{font-size:13px;color:#fff;transition:color .25s;text-decoration:none}.footer-col a:hover{color:var(--brand-mid)}.footer-contact p{font-size:13px;line-height:1.8;margin:0 0 20px;color:#fff}.footer-contact a{color:#fff;text-decoration:none;transition:color .25s}.footer-contact a:hover{color:var(--brand-mid)}.footer-bottom{padding-top:24px;border-top:1px solid rgba(255,255,255,.06);display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px}.footer-legal{display:flex;align-items:center;justify-content:center;gap:16px;font-size:12px;flex:1}.footer-legal a{color:#fff;text-decoration:none;transition:color .25s}.footer-legal a:hover{color:var(--brand-mid)}.footer-badges{display:flex;align-items:center;gap:12px}.footer-badges img{height:36px;opacity:1}.footer-copy{font-size:12px;color:#fff}.footer-disclaimer{width:100%;margin-top:16px;font-size:12px;line-height:1.6;color:#fff;opacity:.7}.nav-dropdown:focus-within .dropdown-panel{opacity:1;visibility:visible;transform:translate(-50%) translateY(0)}@media(max-width:1150px){.nav-main,.nav-buttons{display:none}.mobile-toggle{display:flex}.header-logo-img{height:36px}.nav-main.open{display:flex;position:fixed;inset:0;background:#fff;flex-direction:column;align-items:stretch;padding:70px 22px 30px;overflow:auto}.nav-main.open .nav-link{color:#135456;padding:14px;font-size:16px}.nav-main.open .mobile-close{display:flex}.nav-main.open .dropdown-panel{position:static;transform:none;min-width:0;opacity:1;visibility:visible;box-shadow:none}.footer-main{grid-template-columns:1fr 1fr;gap:28px}}@media(max-width:600px){.footer-main{grid-template-columns:1fr}.footer-brand{align-items:flex-start}.header-fdic-row img{max-width:280px}.footer-bottom,.footer-legal{align-items:flex-start;flex-direction:column}.footer-disclaimer{font-size:12px;opacity:1}.dropdown-grid{grid-template-columns:1fr}.header-inner{height:64px}}:root{--brand-deep:#135456;--brand-primary:#339A63;--brand-mid:#40AA70;--brand-gold:#D4A843;--brand-gold-bright:#F0C75E;--text-body:#3D5A68;--text-dark:#0C1B21;--text-muted:#526b75;--border:#dbe5e5;--border-dark:#ccdada;--shadow-sm:0 2px 8px #0c1b2110;--shadow-lg:0 18px 45px #0c1b2130}*{box-sizing:border-box}body{margin:0;background:#f4f7f5;color:#102b31;font:16px/1.65 Plus Jakarta Sans,sans-serif}a{color:inherit;text-decoration:none}button,input{font:inherit}button{cursor:pointer}img{max-width:100%}.container{max-width:1240px;margin:0 auto;padding:0 28px}.partner-hero{position:relative;min-height:680px;padding:180px 0 80px;background:#0c3031;color:#fff;overflow:hidden}.partner-hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.32}.partner-hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#082d2fec 15%,#082d2f90 72%,#082d2f44)}.hero-copy{position:relative;z-index:1;max-width:780px}.eyebrow{color:#f0c75e;font-size:13px;font-weight:800;letter-spacing:.14em;text-transform:uppercase}.partner-hero h1{font:400 clamp(38px,4.4vw,66px)/1.12 "DM Serif Display",Georgia,serif;margin:20px 0}.partner-hero p{max-width:650px;font-size:18px;color:#ecf6f1}.actions{display:flex;flex-wrap:wrap;align-items:center;gap:16px;margin-top:28px}.button{display:inline-flex;align-items:center;justify-content:center;padding:14px 24px;border-radius:10px;font-weight:800;background:#f0c75e;color:#133d38;border:1px solid #f0c75e}.button.secondary{background:transparent;border-color:#cde4dc;color:#fff}.hero-proof{margin-top:26px!important;font-size:13px!important;color:#e2eee8!important}.section{padding:76px 0}.section h2{font:400 clamp(30px,3vw,44px)/1.2 "DM Serif Display",Georgia,serif;margin:12px 0 20px}.section p{max-width:750px}.section-intro{color:#3d5a68;font-size:18px}.service-band{background:#135456;color:#fff}.service-band .eyebrow{color:#f0c75e}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:40px}.service-grid article{padding:0 28px;border-left:1px solid #83b5a7}.service-grid article:first-child{padding-left:0;border-left:0}.service-grid h3{font-size:20px;margin:0 0 12px}.service-grid p{color:#e0efe8;margin:0}.step-list{list-style:none;counter-reset:step;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin:36px 0 0}.step-list li{counter-increment:step;border-top:2px solid #339a63;padding-top:20px}.step-list li:before{content:"0" counter(step);font-size:14px;font-weight:800;color:#246b58}.step-list h3{font-size:18px}.step-list p{color:#3d5a68}.choices{display:grid;grid-template-columns:1.1fr 1fr;gap:26px;margin-top:32px}.choice{padding:36px;border:1px solid #b7d1c3;background:#e7f0e9;border-radius:18px}.choice.remlo{background:#123f40;color:#fff;border-color:#123f40}.choice h3{font:400 28px/1.2 "DM Serif Display",Georgia,serif;margin:10px 0 20px}.choice p{margin:0 0 18px}.choice .button{margin-top:10px}.choice ul{padding-left:20px}.quiet{font-size:14px;color:#526b75}.choice.remlo .quiet{color:#dfede5}.program-links{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0}.program-links a{border:1px solid #a4c4b8;padding:10px 15px;border-radius:8px;color:#135456;font-weight:700}.faq-wrap{max-width:900px}.faq-wrap details{border-top:1px solid #b7cfc3;padding:18px 0}.faq-wrap summary{font-size:18px;font-weight:700;cursor:pointer}.faq-wrap details p{padding-top:10px;color:#3d5a68}.closing{background:#dfece5;text-align:center}.closing p{margin:0 auto}.closing .actions{justify-content:center}.closing .button.secondary{color:#135456;border-color:#135456}.service-note{font-size:14px!important;max-width:950px!important;color:#d9ede3!important;margin-top:30px!important}.footer h5{font-size:13px}.footer-disclaimer{font-size:12px;opacity:1}@media(max-width:760px){.container{padding:0 22px}.partner-hero{padding:132px 0 48px;min-height:0}.partner-hero h1{font-size:38px}.partner-hero p{font-size:16px}.actions{gap:12px}.actions .button{width:100%;padding:13px 16px}.section{padding:48px 0}.service-grid,.step-list,.choices{grid-template-columns:1fr;gap:24px}.service-grid article,.service-grid article:first-child{padding:0 0 22px;border:0;border-bottom:1px solid #83b5a7}.step-list{gap:18px}.step-list li{padding-top:12px}.step-list h3{margin:8px 0}.choice{padding:26px}.section-intro{font-size:16px}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;animation:none!important;transition:none!important}}